Version 1.6 – Last updated: 04/09/2026
Official language: English
These General Terms of Use and Sale ("Terms") govern access to and use of Scorechain's products and services, including the Scorechain Analytics Platform, Scorechain AI, Scorechain Bot, and the Scorechain MCP Server (together, the "Services"), operated by Scorechain SA, a limited liability company registered in Luxembourg (RCS B199146), with its registered office at 11, boulevard du Jazz, L-4370 Belvaux, Luxembourg.
By creating an account, subscribing to a plan, purchasing credits ("Checks"), or using any Scorechain Service, you agree to be bound by these Terms.
Important for Enterprise Customers: If you (or your organization) have entered into a separate written agreement with Scorechain (e.g., a Master Services Agreement or "MSA") governing the use of Scorechain Analytics platform, the terms of that written agreement shall prevail over these Terms in the event of any conflict.
Scorechain provides blockchain analytics and compliance solutions for informational purposes.
The risk scores and analytics are computed using Scorechain's proprietary algorithms based on publicly available blockchain data and internal databases. They do not represent a legal verification of the integrity of a transaction or of the identity of a sender or recipient, nor do they constitute a "Know Your Transaction" (KYT) or "Know Your Customer" (KYC) certification. The Services must not be used as a substitute for your own independent compliance and risk-assessment procedures.
The Service is not a regulated financial, compliance, or payment service under Luxembourg or EU law.
It must not be relied upon as a substitute for independent due diligence, compliance, or risk-assessment procedures.
3.1. Registration methods. You may create or access an account using:
You must provide accurate and current information (name, company, email). An email address is required for all account types, including wallet-based accounts, so that we can send service, billing and security notices.
3.2. Wallet-based authentication. Where you connect a wallet:
3.3. Non-custody. Scorechain is not a custodian, wallet provider, exchange or payment institution. Scorechain never holds, requests, receives or stores your private keys, seed phrases or recovery phrases, and is technically incapable of initiating, authorising or reversing any transaction on your behalf. Scorechain holds no assets belonging to you at any time. Any communication purporting to originate from Scorechain and requesting your private key or seed phrase is fraudulent and must not be honoured.
3.4. Account model.
4.1. Pay-per-use Services (Credits): Access to Scorechain AI and the Scorechain Bot operates on a credit-based system. Users purchase pre-paid digital credits ("Checks") which are deducted for each scoring or report generation. Checks have no monetary value, are non-transferable, and are non-refundable.
4.2. Subscription Services: Access to the Scorechain Analytics Platform is governed by a subscription plan. Usage limits, seat licenses, and fees are defined in the specific Order Form or invoice accepted by the customer.
4.3. Account Security: You are solely responsible for maintaining the confidentiality of your credentials (passwords, API keys, and the private keys or seed phrase of any wallet connected to your account) and for all activities occurring under your account. Users are responsible for maintaining the security of their own technical environments and API keys used to interface with the Scorechain MCP Server.
Where your account is accessed by wallet connection, access depends entirely on your continued control of that wallet. Because Scorechain does not hold your keys, loss, deletion or compromise of the wallet results in permanent loss of access to the account and to any unused Checks. Scorechain cannot restore or reset that access, and cannot transfer the account to another address. Any signature produced by a wallet connected to your account is presumed to be made by you. We recommend maintaining a second authentication method (email or Google) on your account.
In accordance with Article L.222-9(7) of the Luxembourg Consumer Code, implementing Directive 2011/83/EU, you expressly consent to immediate digital delivery and acknowledge that you lose your statutory right of withdrawal once the Service begins.
In certain circumstances (for example, failed transactions, over-payments, or compliance verification), the external payment provider may request additional information from the payer in order to process a refund.
Scorechain has no control over such refund or compliance procedures and does not hold or manage any user funds.
If the payer fails to provide the requested information or comply with the provider's process, the refund may not be completed.
Users acknowledge that Scorechain shall not be responsible for any delays, refusals, or losses resulting from such third-party payment processes.
Wallet connection and payment are separate. Connecting a wallet to authenticate is not a payment instrument and never results in a debit. Scorechain does not and cannot initiate any charge against a connected wallet. Payment for Checks and subscriptions is made exclusively through the payment providers made available at checkout. Where a refund is exceptionally processed, it follows the original payment method and is never made to a connected login wallet.
Under Article L.222-9(7) of the Luxembourg Consumer Code and Directive 2011/83/EU, users who purchase access to digital content that is delivered immediately after payment lose their statutory right of withdrawal once delivery has begun.
By proceeding with payment, you:
Accordingly, all purchases of Credits (for Scorechain AI and Bot) or Subscriptions (for the Analytics Platform) are final and non-refundable once the delivery or access to the Service begins.
7.1 Scorechain AI and Scorechain Bot
Users are granted a limited, non-exclusive, non-transferable licence to use Scorechain AI and the Scorechain Bot for their own personal and internal informational purposes only. These Services are not licensed for professional, commercial or regulatory compliance use, and their outputs may not be relied upon to satisfy any AML/CFT, regulatory or supervisory obligation.
7.2 Scorechain Analytics Platform
Subject to the terms of the applicable subscription agreement or Order Form, users of the Scorechain Analytics Platform may:
Users must not:
Scorechain does not use any data transmitted via the Scorechain MCP Server to train its own or third-party artificial intelligence models. Any violation of these provisions may result in immediate suspension or termination of access without refund and may give rise to legal action.
All intellectual property rights relating to the Services — including algorithms, scoring methodologies, databases, visuals, user interface, and accompanying documentation — are the exclusive property of Scorechain SA.
You are granted a limited, personal, non-exclusive, non-transferable, revocable license to access and use the applicable Service strictly for internal or informational purposes. Users may not reproduce, republish, or publicly disclose any data or screenshots without prior written authorization, except as explicitly permitted by your specific subscription agreement.
Scorechain SA acts as the data controller for personal data collected through the Services (except where we act as a processor for Enterprise clients, as detailed in our Privacy Policy).
We process limited information — including your name, email, company name, wallet addresses, and payment metadata — to operate and secure the Service, as detailed in the Scorechain Privacy Policy. External payment processors act as independent data controllers for payment-related processing.
Scorechain complies with the EU General Data Protection Regulation (GDPR). For questions or data-subject rights (access, rectification, erasure, restriction, portability, or objection), contact support@scorechain.com
Marketing communications, if any, are governed by your consent and Scorechain's Privacy Policy.
Where you authenticate by wallet, the connected address, together with the associated network identifiers and login timestamps, is processed by Scorechain as controller for the purpose of operating your account, as detailed in the Privacy Policy.
10.1. Best-Effort Services: Access to Scorechain AI, the Scorechain Bot, and the Scorechain MCP Server is provided on a best-effort basis. We do not guarantee continuous availability or error-free operation.
10.2. Enterprise Platform: Availability of the Scorechain Analytics Platform is governed by the Service Level Agreement (SLA) defined in your specific subscription agreement or Order Form.
10.3. Maintenance: Maintenance, technical updates, or third-party dependencies (e.g., blockchain APIs) may temporarily disrupt access. We strive to provide advance notice for scheduled maintenance where possible.
11.1 Informational Nature
All Services, including scoring data, entity information, and visualizations, are provided solely for informational purposes and reflect blockchain information at the time of analysis. They do not constitute legal, compliance, financial, or investment advice and do not replace professional risk assessments.
11.2 No Warranty
Scorechain makes no representation or warranty, express or implied, regarding:
The Service is provided “as is” and “as available,” with all faults and deficiencies.To the fullest extent permitted by law, all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement are excluded.
11.3 Limitation of Liability
To the maximum extent permitted by applicable law, Scorechain, its affiliates, licensors, and service providers shall not be liable for:
These limitations apply regardless of legal theory (contract, tort, negligence, or otherwise) and whether such damages were foreseeable or Scorechain was advised of the possibility of such damages.
Nothing in these Terms limits or excludes liability for intentional misconduct or gross negligence determined by a final, non-appealable judgment of a competent court.
11.4 Third-Party AI Integrations
When using the Scorechain MCP Server, you are interfacing with third-party AI platforms. Scorechain disclaims any liability for the data privacy, security, or reliability of such third-party platforms. Users are solely responsible for their configuration and any AI-generated interpretations of the data provided by the Service.
11.5 Wallet Providers and Connection Infrastructure
Authentication by wallet relies on software and infrastructure operated by independent third parties, including your chosen wallet provider (e.g. MetaMask, Rainbow) and the connection relay operated by reown inc. (formerly WalletConnect, Inc.). These parties are not under Scorechain's control and act under their own terms and privacy policies.
Scorechain disclaims all liability for: unavailability, latency, malfunction, discontinuation or security failure of any wallet, wallet provider or connection relay; any fee charged by a wallet provider or blockchain network; loss of access to a wallet or its keys; any transaction, approval or signature you execute outside the Services; and any phishing attempt, spoofed interface or malicious wallet software not operated by Scorechain.
Scorechain may suspend or terminate access if:
You may close your account at any time by contacting support@scorechain.com
Scorechain further reserves the right, at its discretion, to refuse to create, to suspend, or to terminate any account where:
Scorechain is under no obligation to monitor or screen wallet addresses for these purposes. Any risk information displayed within the Services is provided for information only, in accordance with Section 11.1.
This does not affect any screening, verification or transaction controls Scorechain may apply, in its sole discretion, at the level of payment processing or account creation.
Scorechain may amend these Terms at any time. Minor amendments, including corrections, clarifications and changes that do not adversely affect your rights, take effect upon publication of the updated Terms on the Scorechain website.
Material amendments will be notified to registered users by email or by notice within the Services. Continued use of the Services after such notification constitutes acceptance of the updated Terms. If you do not wish to accept a material amendment, you may close your account in accordance with Section 12. Where the Services require you to make a representation or certification, including the certification set out in Section 18, that representation is given at the time of each purchase of Credits or renewal of a subscription and is not affected by this Section 13.
These Terms are governed by the laws of Luxembourg.
All disputes shall fall within the exclusive jurisdiction of the Luxembourg City courts, without prejudice to mandatory consumer rights in your country of residence.
Scorechain SA
11, boulevard du Jazz
L-4370 Belvaux, Luxembourg
support@scorechain.com
This Service and its outputs are provided solely for informational purposes and are valid as of the date displayed.
Scorechain does not offer any explicit or implied guarantee regarding the validity or completeness of any scoring beyond its generation date.
Scorechain strives to deliver independent, current, and accurate analytics; however, it shall not be responsible for any changes in data, assumptions, or facts arising after issuance.
Decisions made based on the Service outputs are the sole responsibility of the user.
The Service does not fulfill any obligation to conduct internal risk assessments or decision-making processes.
Due to the potentially high-risk nature of some blockchain information, certain underlying data may not be disclosed.
The Service and all outputs are provided “as is,” with all existing faults and deficiencies, without warranty of any kind.
To the fullest extent permitted by law, Scorechain and its affiliates expressly disclaim all warranties, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
Neither Scorechain nor its service providers shall be liable for:
A. Any act or omission not amounting to intentional misconduct as determined by a final judgment of a competent court;
B. Lost profits, loss of data, goodwill, or any indirect, incidental, consequential, or punitive damages;
C. Direct damages exceeding the applicable liability cap set out in Section 11.3;
D. Any claims from third parties arising from use of the Service.
These limitations apply regardless of whether the damages arise from contract, tort (including negligence), or any other legal cause, and even if such damages were foreseeable.
You acknowledge that Scorechain AI does not guarantee identification of blockchain participants or assessment of fraud or crime-related activity, and you agree that you do not rely on the Service for such determinations.
18.1 EU and UN Restrictive Measures
The Customer acknowledges that Scorechain SA is established in Luxembourg and is directly bound by European Union restrictive measures, including but not limited to Council Regulation (EU) No 269/2014 and Council Regulation (EU) No 833/2014, as amended, irrespective of any other legal status of Scorechain or the Customer.
The Customer certifies that it is not, and is not acting on behalf of:
18.2 No Re-export / No Onward Transfer
The Customer shall not, directly or indirectly, resell, re-export, sublicense or otherwise make available any part of the Services, underlying technology, or output data to any person, entity, jurisdiction or destination referred to in Section 18.1.
18.3 Other Applicable Regimes
Where the Customer or its use of the Services is also subject to export control or sanctions regimes of other jurisdictions, including the U.S. Export Administration Regulations (EAR) or OFAC-administered sanctions programs, the Customer remains separately responsible for compliance with such regimes. Nothing in this Section 18 shall require Scorechain or the Customer to act in a manner inconsistent with Council Regulation (EC) No 2271/96 (the EU Blocking Statute), where applicable.
18.4 Certification and Consequences of Breach
The Customer's certification under this Section 18 is a continuing representation, deemed repeated at each purchase of Credits or renewal of a subscription. The Customer shall ensure that its end users, partners and affiliates comply with this Section 18.
Any breach of this Section 18 constitutes a material breach of these Terms, entitling Scorechain to immediately suspend or terminate access without notice and without refund, credit or compensation for any fees already paid.
18.5 Additional Prohibited Jurisdictions
In addition to the jurisdictions referred to in Section 18.1, Scorechain does not make Scorechain AI or the Scorechain Bot available, as a matter of its own risk-based commercial policy rather than a legal obligation, to persons located in, or ordinarily resident in, the following jurisdictions: Afghanistan, Cuba, Democratic Republic of the Congo, Haiti, Iraq, Lebanon, Myanmar, South Sudan, and Yemen.
Scorechain reserves the right to amend this list at its discretion, in accordance with Section 13.
