Crypto License in Poland: Everything You Need to Know

The crypto regulatory landscape in Europe is changing fast  - and Poland is right in the middle of it.

With the Markets in Crypto-Assets (MiCA) regulation coming into force, any company offering crypto-related services in the EU will soon need a CASP license to operate legally. Whether you’re running an exchange, a wallet service, or a crypto trading platform, MiCA makes registration more than just a box to check, it’s the new baseline for staying in the market.

So, what does this mean if you’re based in - or expanding into Poland? Let’s break it down.

What Is a CASP License in Poland?

The CASP license (Crypto-Asset Service Provider license) is required under the MiCA regulation for crypto businesses operating in the EU. It ensures you meet EU-wide standards for transparency, financial stability, and anti-money laundering (AML). In Poland, the process is supervised by the Polish Financial Supervision Authority (KNF).

If your business offers any of the following services, a CASP license is mandatory:

• Crypto custody or wallet services
• Exchange/trading platforms
• Fiat - Crypto or Crypto - Crypto services
• Executing orders for clients
• Crypto payments or transfers
• Investment advice or portfolio management in crypto assets

CASP License Timeline in Poland

Time is ticking. Here’s what the MiCA transition timeline looks like:

📌 December 30, 2024 - MiCA regulations officially take effect.

📌 2025 TBD - Final deadline to submit CASP license applications (exact date subject to confirmation).

If you're operating under a VASP registration today, you’ll need to transition to a full CASP license to continue serving customers legally.

CASP License Requirements in Poland

To apply for and maintain a CASP license in Poland, your business must:

• Register with the KNF
• Have a local presence - at least one board member based in Poland or another EU country
• Meet capital requirements (depending on the services offered)
• Implement solid AML/KYC policies and risk management frameworks
• Comply with the FATF Travel Rule and have systems for transaction monitoring

How Scorechain Helps You Get MiCA-Compliant

Navigating MiCA requirements doesn’t need to be complicated. At Scorechain, we help crypto companies meet compliance standards across the EU - without the heavy lifting.

Our platform gives you:

Automated Crypto Transaction Monitoring

Risk scoring and detection of suspicious wallet activity in real time - aligned with EU AML regulations.

Seamless Travel Rule Compliance

We integrate directly with Notabene and CryptoSwift, so you can automate sender/receiver verification and secure VASP-to-VASP data sharing.

Blockchain Risk Analytics & KYT

Track on-chain activity, flag illicit transactions (e.g. darknet, fraud, sanctions), and generate clean, audit-ready reports in minutes.

Sanctions & Blacklist Screening

Get alerts on interactions with high-risk or sanctioned wallets - and block transactions before they go through.

At Scorechain, we’re already helping 150+ financial institutions and crypto businesses across Europe stay compliant. If you’re preparing to apply for a CASP license in Poland - or just want to explore what that process looks like - we’re here to help.

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